YOUR CREDIT.
YOUR FUTURE.
YOUR AUTHORITY.
For 18 years, Frederick Torres and Authority Credit Solutions have helped consumers understand their credit, address credit challenges, and move toward stronger financial opportunities.
Texas • Nationwide • Puerto Rico
18 Years Can't Be Replaced by a Shortcut.
Experience
18 years working in the credit industry, with consumers and professionals alike.
Education
We help clients understand what affects their credit — not just what we are doing about it.
Personalized Strategy
Every credit profile is different. Every plan is built around the profile in front of us.
Transparency
Clients can follow and understand their journey from beginning to end.
A structured process, start to finish.
Credit Review
We begin by understanding the client's current credit profile across all three bureaus.
Personalized Plan
We identify the areas requiring attention and create a strategy for that specific profile.
Credit Process
Authority Credit Solutions works through the appropriate credit restoration process.
Progress & Education
Clients monitor progress while learning how to build stronger long-term credit habits.
KNOW WHAT'S HAPPENING WITH YOUR CREDIT.
Authority Credit Solutions uses SmartCredit as its preferred credit monitoring platform, so you and your credit professional see the same reporting.
YOUR CREDIT JOURNEY. IN ONE PLACE.
Authority Credit Solutions uses Client Dispute Manager for client case management, so your progress and documentation stay organized.
YOUR CLIENT ISN'T A LOST OPPORTUNITY.
When credit becomes the obstacle, Authority Credit Solutions can become your resource.
Auto Professionals
Help customers who want to purchase a vehicle but whose credit profile may be preventing the transaction.
Become an Auto Partner →Realtors
A credit challenge today doesn't have to mean losing a future homebuyer.
Become a Realtor Partner →Loan Officers
Create a resource for borrowers who are not currently mortgage-ready because of credit-related obstacles.
Become a Mortgage Partner →
EXPERIENCE BUILT OVER 18 YEARS.
Frederick Torres has spent 18 years working in the credit industry, helping consumers better understand their credit and navigate credit challenges. Based in Dallas, Texas, he works with consumers and referral partners throughout Texas, across the United States and Puerto Rico.